Car Insurance

If you already have an active insurance with another provider, you must first cancel this insurance in a timely manner. Then you can submit the application to FRIDAY in just a few clicks. You can apply for your car insurance at FRIDAY up to 90 days before the insurance starts.

Your eVB number for registering your vehicle at the registration office will be sent to you via email immediately after you complete your insurance. The FRIDAY eVB number is valid for 3 months. If you are unable to register within those 3 months and still wish to register your car, simply submit a new application through our rate calculator.

You can cancel your FRIDAY car insurance on an annual basis. The notice period is one month, meaning your cancellation must be submitted in writing by November 30 at the latest. Additionally, you have a special right to cancel in the following three situations: if you have settled a claim with FRIDAY, if you have changed your car, or if FRIDAY has adjusted your premiums.

With FRIDAY, you can insure your privately used vehicle, including hybrid and electric cars. Currently, motorcycles, motorhomes, caravans, or trailers cannot be insured.

The no-claims bonus class (SF class) is a factor that influences your insurance premium. The higher your no-claims bonus class, the more favorable the impact on your premium. If a claim occurs, you will be downgraded to a lower no-claims bonus class. You can find your current SF class on the most recent premium invoice from your previous insurer.

The coverage of the motor vehicle liability insurance applies to you and the following individuals (co-insured persons). Please ensure that you accurately specify the drivers.

• Owner of the vehicle
• Holder of the vehicle
• Driver of the vehicle
• Passengers who occasionally accompany the authorized driver in the context of their employment with you or the holder, for the purpose of relieving the driver or performing loading and assistance tasks
• Your employer or public authority if the vehicle is used for official purposes with your consent
• The technical supervision for vehicles with autonomous driving capabilities

1. You
   The key factor in determining your premium is your own accident history. With the no-claims discount, you receive a reduction if you have remained accident-free for an extended period and have not reported any other damages. Additionally, at FRIDAY, we want to know how many and which individuals (e.g., drivers under 25) regularly drive the car. A higher deductible in the comprehensive insurance also reduces the premium amount.
2. Your Car
   Which cars are particularly targeted by thieves, and which models are frequently involved in collisions? Based on these damage and accident statistics, all vehicle models are classified into type classes by car insurers. The general rule is: the higher the type classification, the more you will pay for insurance coverage.
3. Your Location
   The frequency of thefts, severe weather, and wildlife accidents varies regionally in Germany. This is taken into account in the calculation of the premium through the regional class. Another factor is the number of claims and the respective claim amounts per regional class.